 Health
Insurance
Managed Care Plans Managed care plans are becoming
extremely popular. Half of all insured people in the United States
are covered by such plans. Managed care or Health Maintenance
Organizations (HMOs) represents a range of health care alternatives
that provide services to individuals under a contractual agreement
with providers. These plans usually have strict rules and guidelines
for physicians, facilities and other health services providers. An
HMO covers all or almost all of the medical care for a year for a
flat monthly fee. There are no additional costs to the covered
individual (with the exception of small doctor’s fees) but they must
use only the physicians that are affiliated with the HMO. |
