 Automobile
Insurance Automobile insurance can save you a lot of
aggravation, especially if you are a newcomer and not used to
driving in the United States. This type of insurance usually covers
accidents and/or theft. Most state laws require a minimum amount of
car insurance covering bodily injury and property damage liability.
Most states require proof of insurance if you happen to be involved
in an accident, if you receive a ticket or if you are renewing your
driver’s license. The most common insurance policy in the United
States is the personal auto policy. It covers the following:
liability coverage, medical payments, uninsured motorist coverage,
and physical damage to your car. Liability means coverage for
damages, which you are responsible for by accident. This type of
coverage includes bodily injury and property damage. Medical
payments covers medical treatment caused by an automobile accident
and/or funeral expenses. Uninsured motorist coverage is meant to
cover losses sustained if the other side in an automobile accident
does not carry insurance, despite laws requiring them to do so.
Physical damage coverage insures your car for damages caused by
collision, weather or theft. |
